Short Term Lender Application

New Ordinance: The "City of St. Louis Short-Term Lending Code"

  • You can download a copy of the entire ordinance here

You will need the following items in order to complete this online application:
  • A signed and notarized copy of the application will be required to be uploaded. You can find a link to the application here
  • A copy of your Commercial Occupancy Permit issued by the City of St. Louis Zoning Department will also be required to be uploaded
  • A copy of a Certificate of Good Standing will be required to uploaded if you are registered with the Missouri Secretary of State’s office or an Authorization to do Business is required if your organization is not registered with the Missouri Secretary of State. Both of these documents can be obtained from the Missouri Secretary of State’s office and should be issued to you no more than 30 days prior to your application date.

How much is the application fee for a Short-Term Lender License?
  • The cost of the application is $5,000.00 if there are more than 6 months remaining in the calendar year.
  • The cost of the application is $2,500.00 if there are fewer than 6 months remaining in the calendar year.
  • All license fees are non-refundable

What if we have more than 1 location?
  • Short-Term Lending Licenses are issued per location. You will need to apply for a license for each individual location that you operate within the City of St. Louis
  • You can use the same signed and notarized application for each location, if the business organization reflected in it applies to that location.

How long is a Short-Term Lender License valid?
  • The Short-Term Lender License expires December 31st of each calendar year.
  • Be sure to provide a valid email address below where license renewal notifications can be sent

The forms of payment accepted on this site are:
  • American Express
  • Discover
  • MasterCard
  • Visa
  • Electronic Check (ACH)

There is a 2.55% processing fee, with a minimum of $1.55, that is added for credit cards.
There is a flat fee of $1.50 added for e-checks.
The City does not receive any of these funds. Thank you for your cooperation.


Step 1 of 3: Find your address in the Assessor’s database and provide a few details.
  • Enter your address information below - ex. 1234 N. Grand Blvd, then enter 1234 N. Grand, you can leave off the suffix like St, Blvd, Ave, etc.
  • Click the Address Lookup button
  • Select your property in the popup window (help is available if you need it - just click on the '?')
  • If you were not able to find your address in the lookup, please call the Zoning Dept at 314-622-3666

Enter Address Information

Number:   Dir:   Street Name:  
     Location Lookup Info Help
Address Lookup

Unit Number:

Owner / Applicant

A few more details about this property and the applicant, please.
  • Owner and Occupant info (ownership info should already be imported)
  • Applicant Residence Information should match the information provided on the application.

Owner Information

Business Information

Applicant Residence Information

Provide contact information for all managers of the business who will be present at the premises during business hours

Manager Contacts

There are no contacts associated with this application.

Application Uploads

Step 2 of 3: Required application uploads
  • The maximum file size for each upload is 10MB.
  • Accepted formats are .png, .pdf, .jpg, .gif
  • Uploaded % ( ) Total
  • Uploaded files: % () Total files:
  • Uploading file:
  • Elapsed time:  Estimated time:  Speed:

Signed And Notarized Application

Occupancy Permit

Is your partnership or corporation registered with the Missouri Secretary of State?

If your firm is registered with the Missouri Secretary of State, then you will be required to upload a Certificate of Good Standing.

If your firm is not registered then you will be required to upload your Authorization to do Business.

Application Submission Detail

Step 3 of 3: Submission Details
  • You must agree to the terms and conditions to submit your application